Kụọ Ụgwọ Dị Ka Ị Na-enweta

Pay As You Earn (PAYE) bụ mmemme ego nwa akwụkwọ akwụkwọ etiti bịanyere aka na ya na 21, 2012, nke Onye isi ala Barack Obama bịanyere aka na ya. [1] Ọ bụ otu n'ime nri echere a na-akpata ego

Ikike

^[1]naanị ndị na-agbaziri agbaziri ọhụrụ nwere ike iru eru ma ọ bụrụ na ha natara nkwụghachi ụgwọ na mbinye ego na ma ọ bụ mgbe Ọktoba 1, 2011 nchebe. Otu onye tozuru oke dị ka onye na-agbaziri agbaziri ọhụrụ ma ọ bụrụ na ya nguzozi ìhè na mbinye ego mbụ ma ọ bụ mbinye mkpa FFEL mgbe ọ natara mbinye ego FFEL na ma ọ bụ mgbe Ọktoba 1 , 2007. nzaghachi nkwụghachi dabere na Income-Dabere (IBR), onye gbaziri agbaziri ga- nọmba ihe isi ike ego.

Mgbanwe na ndọtị

Ego mpi nke President Obama 2015 tụpụtara nnukwu na mmemme Pay ka Ị Na-enweta. Na mgbakwunye na ịgbasa mmemme ahụ nye ndị niile na-agbaziri ego, n'agbanyeghị mgbe a na-echere ego mbụ ha, ọ ụfọdụ aro ụfọdụ njedebe na PAYE bụ nke e mere iji "ichebe omume ụlọ ọrụ nke ike ọrụ na-ekiri. ụmụ akwụkwọ, na-ahụ na mmemme ahụ na-enye ụmụ akwụkwọ ahụ efe zuru oke. Mgbanwe ndị a bụ aro

Wepụ okpu ịkwụ ụgwọ ọkọlọtọ n'okpuru PAYE ka ndị na-akwụ ụgwọ dị elu, ndị na-agbazinye ego na-akwụ ụgwọ nha nha nha nke ego ha nwetara ka ego ha na-arị elu;
Ịgbakọ ugwo maka ndị na-agbaziri di na nwunye na-ede akwụkwọ iche iche na nnukwu ego n'ụlọ agbakwunyere;
Capping Public Sector Loan Mgbaghara (PSLF) na mkpokọta mbinye ego maka ụmụ akwụkwọ nọọrọ onwe ha na-agụghị akwụkwọ ka ha chebe megide omume ụlọ ọrụ nke nwere ike ịbawanye ụgwọ ụmụ akwụkwọ, ebe ị na-ahụ na mmemme ahụ na-enye ahụ efe zuru oke maka ụmụ akwụkwọ kwadoro ọrụ ọha;
Ịmepụta oge mgbaghara afọ 25 maka ndị na-agbaziri ego nwere nguzozi karịa mkpokọta nbinye ego maka ụmụ akwụkwọ nọọrọ onwe ha;
Na-egbochi ịkwụ ụgwọ a na-akwụ n'okpuru atụmatụ nkwụghachi ụgwọ na-enweghị ego na-akpata itinye n'ọrụ na PSLF iji hụ na mgbaghara mbinye ego bụ maka ụmụ akwụkwọ nwere mkpa kachasị; na
Ịdekọ ọnụ ọgụgụ ọmụrụ nwa nke nwere ike ịba ụba mgbe ugwo onye na-agbazinye ego ezughị ezu iji kpuchie ọmụrụ nwa iji zere itule nbinye balloon. ^[2]

Na nchikota, n'agbanyeghị na mmefu ego na-atụ aro ịgbasa PAYE na ndị niile na-agbaziri agbaziri, ọ na-egbochi uru ya nke ukwuu maka ndị nwere nnukwu ego / nnukwu ego mgbazinye ụmụ akwụkwọ yana maka ndị na-achụso ọrụ na mmasị ọha. Ọ bụrụ na agafere, amabeghị ma ndị gbaziri agbaziri tupu mgbanwe ndị etinyere n'ọrụ ga-abụ nna nna na atụmatụ PAYE, IBR na PSLF dị ugbu a.

^[3]Na June 9, 2014, Onye isi ala Barack Obama ịnwale iwu ịgbatị Pay as You Earn (PAYE) nkwụghachi ụgwọ ụmụ akwụkwọ enwetara tupu Ọktoba 2007

Mbinye ego ruru eru

Ego nbinye ozugbo na enweghị nkwado
Ego mgbazinye Direct Plus maka ndị gụsịrị akwụkwọ na ndị ọkachamara ^[4]

Nbinye ego na-erughị eru

Mbinye ego nkeonwe
Mbinye ego nne na nna gbakwunyere ^[5]

Hụkwa

Ịkwụsị ụtụ isi na United States
Ego mgbazinye Federal Perkins
Ego mgbazinye Stafford
Mmemme mbinye ego ụmụ akwụkwọ Federal Direct
Mgbakwunye ego nbinye ụmụ akwụkwọ gọọmentị etiti

Ntụaka

↑ Pay as You Earn studentaid.ed.gov
↑ U.S. Dep't of Education | Student Loans Overview - Fiscal Year 2015 Budget Proposal
↑ White House Factsheet | Whitehouse.gov
↑ Eligible Direct Loans studentaid.ed.gov
↑ Loans That Are Not Eligible studentaid.ed.gov

Njikọ mpụga

[1] Pay as You Earn studentaid.ed.gov

[2] U.S. Dep't of Education | Student Loans Overview - Fiscal Year 2015 Budget Proposal

[3] White House Factsheet | Whitehouse.gov

[4] Eligible Direct Loans studentaid.ed.gov

[5] Loans That Are Not Eligible studentaid.ed.gov

[1]

[2]

[3]

[4]

[5]